11.2 C
New York
Wednesday, Sep 28, 2022
Image default
Business

What is the Citi Double Cash Card – APR of BT 18 month offer?

How to Redeem Rewards with the Citi Double Cash Card – BT 18 Month Offer

Cardholders can redeem rewards in a check, as a statement credit to your Citi Double Cash Card – BT 18 month offer, as a credit to a linked Citi Savings or Chequing account, or on a report, you paid for a Citi credit card. Charge at least twice. To do any of the above, you need a cash rewards balance of at least $25.

Citi also offers ThankYou points, which can be purchased for as little as $1 in cash rewards. Thank You Points can make online and in-person purchases at participating partners, like Amazon.com, to buy top-brand gift cards, make charitable donations, pay off your student loan or mortgage, or a statement credit. To learn more about ThankYou points redemption options, visit thankyou.com.

What is the Citi Double Cash Card – APR of BT 18 month offer?

The Citi Double Cash Card Offer – 18 Months BT offers an introductory APR of 0% on balance transfers. You will pay no interest on transferred balances for 18 months. After that, you will have an APR of 13.99% to 23.99% (variable), depending on your creditworthiness.

If you’re looking to pay off other credit card balances, the Citi Double Cash Card – 18 Months BT offer may be a good option, provided you finish making payments within the 0% APR period of 18 months. You do not make any new purchases that you cannot pay each month during this period. If you don’t pay your balance in full, you’ll start earning interest on those new purchases.

What are the fees associated with the Citi Double Cash Card offer – 18 months BT?

  • Balance transfer fee: 3% of each transfer, with a minimum of $5, if the transfer is made within the first four months of account opening. After that, it’s 5% of each transfer, with a minimum of $5.
  • Foreign transaction fees: 3% of each transaction.
  • Cash Advance Fee: Either $10 or 5% of each Cash Advance amount, whichever is greater.
  • Late or return penalty: up to $40.

Should you get a Citi Double Cash Card – BT 18 month offer?

  • You want to avoid paying an annual fee.
  • We need an introductory promotion of 0% APR on Balance Transfers.
  • You don’t want to worry about tracking reward categories.
  • You want to earn money on all your purchases.
  • Pay your balance on time each month.

Citi Double Cash Card FAQ – BT 18 Month Offer

Q: How does the Citi Double Cash Card – 18 months BT offer work?

A: Citi Double Cash Card – BT 18 month offer earns 1% cash back on purchases and 1% cashback when you pay for purchases, with no reward cap. If you don’t pay your entire balance each month, you won’t get your complete 2% back. If you don’t make at least the minimum payment by the due date, you also won’t earn cashback on purchases made during that billing cycle.

Q: What is the credit limit on the Citi Double Cash Card – BT 18 month offer?

A: The credit limit for the Citi Double Cash Card – 18 Month BT offer varies. Citi does not disclose a minimum credit limit, but you can generally expect a credit limit of at least $500 and sometimes several thousand dollars.

Q: Is the Citi Double Cash Card – 18 months BT offer a sound credit card?

A: The Citi Double Cash Card – BT 18 month offer is a sound card for cashback. This card with no annual fee offers 1% cash back on purchases and 1% cashback when you pay for them.

Where the Citi Double Cash Card – BT 18-Month Offer Falls Behind: To earn your total 2% cashback, you must pay off your balance in full. You only earn 1% back when you make a purchase. And if you ever don’t pay at least the minimum due on your card, you won’t earn any rewards on purchases for that time.

Although it offers an introductory APR of 0% over 18 months on balance transfers, the Citi Double Cash Card – 18 Month BT offer charges a variable APR of up to 23.99% (depending on your creditworthiness) on new purchases outstanding balance transfers before the end of this period.

Q: How hard is it to get the Citi Double Cash Card – BT 18 month offer?

A: Citi Double Cash Card – Applicants for the BT 18 month offer are assessed on various factors, including their credit score and payment history. Citi does not disclose the criteria it uses to evaluate applicants. Still, in general, applicants need excellent or excellent credit to qualify for the Citi Double Cash Card – 18 Month BT offer. Great credit is generally a credit score at or near 800, while good credit is a credit score between about 670 and 739.

Related posts

How To Efficiently Manage Legionella In Hot And Cold Water Systems

Nick

Benefits Of Credit Unions?

Suruchi Pandey

How to Measure Instagram Influencer Marketing

Suruchi Pandey

Leave a Comment